IBL Finance Limited is a fintech-based financial services platform that uses technology and data science to make lending easier and faster. IBL Finance is a mobile app that offers instant personal loans up to \u20b950,000 through a completely digital process. Loans can be approved in as fast as under 3 minutes.<\/p>\n\n\n\n
As of August 2023, the company has 7 branches in major cities of Gujarat and Maharashtra.<\/p>\n\n\n\n
| Parameters<\/th> | Score (0-5)<\/th> | Comments<\/th><\/tr> |
|---|---|---|
| Promotors\/Sr. Management & Work Ethics<\/td> | 2<\/td> | Experienced promotors. A few litigation are seen in the RHP.<\/td><\/tr> |
| Company Financials<\/td> | 4<\/td> | Good growth is seen in the company’s top-line and bottom-line performance.<\/td><\/tr> |
| Segment Growth Opportunity<\/td> | 3<\/td> | Very fragmented sector, highly competitive with good growth at sector level.<\/td><\/tr> |
| Asking Valuation (compared with Peers)<\/td> | 2<\/td> | Asking PE is ~35, peers in the range of 15-30x. Considering the financials, the asking valuation seems to be on the higher side.<\/td><\/tr> |
| Lead Manager’s past performance<\/td> | 3<\/td> | Avg ~ 12% listing day gain for past 32 IPOs.<\/td><\/tr> |
Consolidated Score<\/strong><\/td>| 2.7<\/strong><\/td> | <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n | \ufeff<\/p>\n\n\n\n Disclaimer <\/strong>– This is not an investment advice. Nobody has paid us to write this review. This analysis is for education purposes only.<\/p>\n","protected":false},"excerpt":{"rendered":" IBL Finance Limited is a fintech-based financial services platform that uses technology and data science to make lending easier and faster. IBL Finance is a mobile app that offers instant personal loans up to \u20b950,000 through a completely digital process. Loans can be approved in as fast as under 3 minutes. As of August 2023, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[9],"tags":[11,12,10],"class_list":["post-259","post","type-post","status-publish","format-standard","hentry","category-iporeview","tag-ipo","tag-review","tag-sme"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/posts\/259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/comments?post=259"}],"version-history":[{"count":2,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/posts\/259\/revisions"}],"predecessor-version":[{"id":261,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/posts\/259\/revisions\/261"}],"wp:attachment":[{"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/media?parent=259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/categories?post=259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smemitra.com\/index.php\/wp-json\/wp\/v2\/tags?post=259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} |